Avoid Getting Conned, Scammed and Ripped Off
Before the end of this month, some scammers, some con man, is going to intersect with you in your life one way or another,” Dr. Phil says. “I want to talk about how to spot these things, what the red flags are, so you don’t become part of this multibillion-dollar industry.”
Laura McNeal, Tracy Siska, Steve Greenberg, and Exavier B. Pope join Dr. Phil on this week’s Phil in the Blanks podcast weigh in on this vital issue that is targeting children, adults, and bank accounts and share what you need to know to protect yourself.
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"You don't expect psychopaths to be remorseful.” Dr. Phil
“They're sophisticated scams!” Tracy Siska, Executive Director, The Chicago Justice Project
“Then the other category is the narcissist that thinks the law just doesn't apply to them.” Dr. Phil
“They think they [scammers] are invincible!” Dr. Laura McNeal, Professor and Legal Analyst
“We are rewarding people who are scamming and saying, 'Hey, you'll get your own documentary too! Exavier Pope, Attorney and Legal Analyst
"People should be prosecuted because unfortunately, that's the way that you keep order in society. Otherwise there's just a complete lack of respect." Steve Greenberg, Attorney
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Guide to Protecting Young Online Gamers: Fortnite Scams and More
Source: Tulane University School of Professional Advancement Click here for the full article
One of the most common in-game currencies is Fortnite’s “V-bucks.”
Since V-bucks are a highly sought out commodity by players, scammers will often lure unsuspecting minors into compromising their information and security in exchange for V-bucks.
Here are some common scams targeting Teens and Young Adults to be on the lookout for to avoid becoming a victim.
Source: EECU - Click here for full article
Knock-offs: Scammers create online ads and online stores supposedly selling cheap designer goods, electronic gadgets and other luxury items.
Fake Scholarship Offers: With the rising cost of college to pay for, scammers use fake scholarship and financial aid offers to steal personal information from students.
Make Money Fast: Cyber criminals promise non-existent jobs and get rich quick schemes. Contests: Aspiring young artists and writers are lured to arts and literature contests.
Acting & Modeling Scams: “A Talent Scout” is looking for America’s Next…fill-in-the blank.
Employment & Training Scams: Enterprising Teens and Young Adults can find it difficult to find seasonal work, so online scammers offer jobs where they can work from home online.
Online Auctions: There are at least two versions. First, after bidding on and winning an online auction, you find out the item doesn’t exist or never arrives. Or, the unsuspecting Teen or Young Adult sells their items online. The buyer says the payment is on the way and urges them to ship the item right away, but the payment never arrives.
To Good To Be True: Inexperience and online habits makes them highly susceptible to online and social media scams. Here are some tips to avoid becoming a victim:
If it looks to good to be true, it likely is. Stay away.
Look for online stores and auction sites with good reviews and ratings from real people
Walk away from a contest, job or scholarship offers that require you to pay upfront
Never give out your personal information unless you are confident you can trust the person or company you are interacting with.
Top 7 scam predictions for 2022
Source: WSPF Click here for the full article
NUMBER 7: COUNTERFEIT SHOPPING SITES
NUMBER 6: NATURAL DISASTER SCAMS
NUMBER 5: CRYPTOCURRENCY CONS
NUMBER 4: DATA BREACHES
NUMBER 3: SOCIAL ENGINEERING SCAMS
NUMBER 2: THE INTERNET OF THINGS
NUMBER 1: SIM SWAPPING
Sim Swapping is a new sneaky way to get around your two-step authentication for mobile banking.
“They call your mobile phone carrier, they pretend they are you and they get your phone number shifted to their phone, and so in this way they are not only able to steal your password but have the phone to defeat dual factor authentication.
Scams Targeting Veterans
Source: AARP Click here for the full article
Fraudsters come at ex-service members from many angles, employing vet-focused twists on identity theft, phishing, coronavirus scams, loan scams and investment fraud.
Often, the goal is to manipulate or gain access to benefits the government provides to those who served.
Plano Veteran Loses $220k in Crypto Scam
Source: NBC DFW Click here for the full article
Top 10 Scams Targeting Seniors
Source: NCOA Click here for the full article
1. Government impostor scams: Government impostors call unsuspecting victims and pretend to be from the Internal Revenue Service (IRS), Social Security Administration, or Medicare.
2. The grandparent scam: Scammers will place a call to an older person and say something along the lines of: “Hi Grandma, do you know who this is?” When the unsuspecting grandparent guesses the name of the grandchild the scammer most sounds like, the scammer has established a fake identity without having done any background research.
3. Medicare/health insurance scams: Every U.S. citizen or permanent resident over age 65 qualifies for Medicare, so there is rarely any need for a scam artist to research what private health insurance company older people have in order to scam them out of some money.
4. Computer tech support scams: Computer technical support scams prey on people’s lack of knowledge about computers and cybersecurity.
5. Sweepstakes & lottery scams: Here, scammers inform their mark that they have won a lottery or sweepstakes of some kind and need to make some sort of payment to unlock the supposed prize.
6. Robocalls/phone scams: Robocallers use a variety of tactics to cheat their victims. Some may claim that a warranty is expiring on their car/electronic product and payment is needed to renew it.
7. Romance scams: Romance scammers create elaborate fake profiles, often on social media, and exploit seniors’ loneliness for money. In some cases, romance scammers may (or pretend to) be overseas, and request money to pay for visas, medical emergencies, and travel expenses to come visit the U.S.
8. Internet and email fraud: Pop-up browser windows simulating virus-scanning software will fool victims into either downloading a fake anti-virus program (at a substantial cost) or an actual virus that will open up whatever information is on the user’s computer to scammers.
9. Elder financial abuse: Unlike many of the other scams, elder financial abuse is carried out by someone a senior knows. This can be a family member, friend, power of attorney, or caregiver. These trusted individuals try and gain control of a senior’s money, assets, and credit.